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СпутникиРНSpaceXРоскосмосNASAAll senior citizens aged 70 and above will receive continue to receive health coverage up to Rs 5 lakh annually. This benefit is available irrespective of income. Aadhaar is mandatory for enrollment. Eligible individuals can apply online or via the Ayushman App.
Finance Minister Nirmala Sitharaman has not proposed any specific new amendment to Ayushman Bharat in the 2026 Budget speech itself.
The Union Cabinet approved a major expansion of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) on September 11, 2024. Under this decision, all senior citizens aged 70 and above will receive health coverage, regardless of their income.
Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) provides health cover of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization.
Benefit cover under PM-JAYPM-JAY provides cashless cover of up to Rs 5,00,000 to each eligible family per annum for listed secondary and tertiary care conditions. The cover under the scheme includes all expenses incurred on the following components of the treatment.
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Complications arising during treatment
All senior citizens aged 70 or above, regardless of economic status, are eligible for free medical treatment up to Rs 5 lakh under this scheme.
2. How many senior citizens are aged 70 years or above in India?Approximately 6 crore senior citizens, belonging to around 4.5 crore families, are aged 70 or above in India.
3. What are the eligibility criteria for senior citizens under this scheme?The only eligibility criterion is that the individual must be aged 70 years or above, as determined by the age recorded in their Aadhaar card, regardless of economic status.
4. Is Aadhaar mandatory for enrolment in the scheme?Yes, Aadhaar-based e-KYC is mandatory for the enrolment and issuance of Ayushman cards for eligible senior citizens.
5. What documents are required to enrol in the AB PMJAY Senior Citizen Scheme?Aadhaar is the only document needed for enrolment in the AB PMJAY Senior Citizen Scheme.
6. Can we apply for an Ayushman card online for our parents who are 70 or older?Yes, the beneficiary can apply for the Ayushman Bharat Senior Citizen Scheme through our website portal - www.beneficiary.nha.gov.in and the Ayushman App (available for Android on the Google Play Store).
7. My family is already a beneficiary of Ayushman Bharat. Will my father, who is over 70 years old, receive the additional top-up benefit?Yes, your father is eligible for the additional top-up benefit. However, he will need to redo his Aadhaar eKYC.
8. If my parents opt for AB PM-JAY and surrender their current government health scheme, is there any provision to switch back to their previous government health insurance scheme?No, once your parents choose the AB PM-JAY scheme and surrender their existing government health insurance, they cannot switch back. This is a one-time option and cannot be reversed.