The article explains that the FCA and PRA would ease investor verification burdens, simplify transparency requirements and introduce targeted exemptions to the resecuritisation ban, while also clarifying credit-granting and risk-retention rules.

It also highlights the market effects of the reforms, including reduced compliance costs, greater flexibility for UK investors and increased divergence from EU securitisation rules that may complicate cross-border transactions.

The article notes that the consultation closed on 18 May 2026, with final rules expected later in the year and implementation anticipated in Q2 2027.

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