ward-winning savings bank Hampshire Trust Bank (HTB) is backing businesses in uncertain times with market-leading fixed savings rates, helping businesses and charities generate stronger returns on their surplus cash.

The bank is topping the best-buy tables at 4.25% AER guaranteed for either one- or two-year fixed terms, providing businesses with an opportunity to put idle funds to work and competitive, predictable returns at a time when financial planning is in sharp focus.

HTB’s strong position in the market has also been recognised by the industry, with the bank recently named Savings Provider of the Year 2026 at the Moneycomms Awards. It also retained its title for Best Fixed Rate Savings Provider for the second consecutive year and was awarded Best Fixed Rate Savings for Business, reinforcing its credentials in supporting both business and personal savers.

Stuart Hulme, Managing Director of Savings at HTB, said:

“In this environment, many businesses are understandably holding on to cash while navigating ongoing uncertainty. But that doesn’t mean those funds can’t be working harder or smarter.

“Fixed savings accounts offer a simple way for businesses and charities to generate stronger, more predictable returns on surplus cash, and we’re to be among the most competitive available.

“Being recognised as Savings Provider of the Year and other industry awards reflects our commitment to delivering value for our savers.”

While HTB leads the market for fixed term business savings, its personal savings accounts also remain very competitive. With up to 4.41% on its fixed term range and up to 4.32% AER on its fixed term ISAs, personal savers are looking to make the most of their tax-free allowance ahead of the end of the tax year on 5 April.

As businesses continue to balance caution with opportunity, securing stronger returns on cash reserves is becoming an increasingly important part of financial planning.

HTB are backed by the UK’s FSCS deposit protection scheme and its award-winning service is UK-based.

For further information about HTB’s business savings, visit htb.co.uk/business/savings/